The Team
WHO WE ARE
Meet Our Team
-
Gretchen S. Wilcox
President and Founder- gwilcox@gswilcox.com
- 973-538-0008 x111
-
Bridget B. Wilcox
Partner- bwilcox@gswilcox.com
- (973) 538-0008 ext. 133
-
Wesley Wilcox
Partner- wwilcox@gswilcox.com
- (973) 538-0008 ext. 124
Gretchen S. Wilcox
President & Founder
Gretchen S. Wilcox founded G.S. Wilcox & Co. in 1994, becoming the first woman in the nation to open a commercial real estate mortgage banking firm. Gretchen has grown the firm to become one of the most successful independently owned commercial mortgage banking firms in the country with a loan servicing portfolio of over $1.6 billion. She has regularly been designated as the top loan producer for numerous local, regional, and national lenders. Additionally, the firm still remains the only female founded commercial mortgage banking firm in the nation.
Gretchen remains actively involved in all aspects of the business and guides the team towards achieving any objectives their clients set forth. Gretchen is or has also been involved in numerous industry organizations throughout her career. She has served on the National Board of NAIOP and was a Trustee for its New Jersey Chapter for 15 years. Gretchen also previously served on the Board of Directors for the New Jersey Chamber of Commerce for more than a decade and has been involved with the Meadowlands Chamber of Commerce, IOREBA, ULI, the Advisory Board for the Rutgers Center for Real Estate, and the Mortgage Bankers Association. Furthermore, she has regularly been recognized by numerous publications, to include NJ Biz, ROI-NJ, and Real Estate NJ, as one of the most influential people in New Jersey real estate and business. In 2024, she was featured as one of the top 60 most influential people in business in New Jersey by ROI-NJ and was also named as the most influential woman in business in the state.
Due to her robust track record and status as a trail blazer in the industry, Gretchen is regularly featured as a speaker/panelist at numerous industry/state events. She has also been the recipient of some the industry’s top awards which include the Financial Tribute Award (Boy Scouts of America, 2008), Community Impact Award (Crossing Boarders, 2009), the Pillar Award (NAIOP, 2011), Industry Service Award (NAIOP, 2019), Legacy Award (Meadowlands Chamber of Commerce, 2022), Hall Fame Inductee (NAIOP, 2022), and the Champions of the C-Suite Award (ROI-NJ/NJ Chamber of Commerce, 2023).
Gretchen is equally passionate about helping child-victims of domestic violence. In 1998 she created The Daniel J. Wilcox Memorial Fund, in honor of her late husband, to send children to The Daniel J. Wilcox Camp Hope in partnership with Jersey Battered Women’s Service (JBWS). Gretchen is a graduate of Babson College with a double major in Finance and Quantitative Methods.
She can be reached at gwilcox@gswilcox.com or 973-538-0008 x111.
- gwilcox@gswilcox.com
- 973-538-0008 x111
Bridget B. Wilcox
Partner
As a Partner at G.S. Wilcox & Co., Bridget is responsible for assisting with managing the firm’s operations and originating debt and equity financings. She is also tasked with growing the firm’s client base and expanding the firm’s capabilities.
Bridget is a licensed Real Estate Salesperson in New Jersey. Prior to joining G.S. Wilcox & Co., she worked as a real estate investment analyst at Loews Corporation where she underwrote, negotiated, and closed over $450M of commercial mortgage loans.
Before Loews, Bridget was an analyst in UBS’s highly selective two year rotational Wealth Management Graduate Training Program. She holds a Master’s degree in Real Estate Development from Columbia University in addition to a Bachelor’s degree in Business Management and Minor in Chinese from Bucknell University where she also captained the women’s golf team to its first NCAA Patriot League Championship her senior year. She still holds the school record for the lowest 18-hole round at 3 under par (69).
Bridget is currently co-chair of NAIOP NJ’s Developing Leaders Committee and a member of the Morris Arts Board of Trustees. In addition to her passion for golf, Bridget enjoys hiking in the Adirondacks and traveling. She resides with her husband Glen and daughter Scarlett in Bernardsville, NJ. Bridget can be reached at (973) 538-0008 ext. 133 or bwilcox@gswilcox.com.
- bwilcox@gswilcox.com
- (973) 538-0008 ext. 133
Wesley Wilcox
Partner
As a Partner at G.S. Wilcox & Co., Wesley assists with the origination and overall business functions of the firm. He is charged with expanding the firm’s client relationships as well as leading several new initiatives for the firm. Prior to joining G.S. Wilcox & Co., he worked as a financial analyst in the Institutional Properties Group at CBRE and at Bank of America Merrill Lynch as a Program Analyst in the Financing and Futures Department.
Wesley is a licensed Real Estate Salesperson in New Jersey. He has held a leadership position for several years with NAIOP and serves as a Trustee for the New Jersey chapter. Wesley is also involved with ULI’s Young Leaders as well as the Meadowlands Chamber of Commerce. He is active with several philanthropic organizations including the Jersey Women’s Battered Shelter (JBWS) and the Washington Association of New Jersey. He holds a Master’s degree in Real Estate Finance from New York University and a Bachelor’s degree in Business Administration from Bucknell University.
Wes is an avid fly fisherman who also enjoys playing golf and traveling. Wesley can be reached at (973) 538-0008 ext. 124 or wwilcox@gswilcox.com.
- wwilcox@gswilcox.com
- (973) 538-0008 ext. 124
Gretchen S. Wilcox
Bridget B. Wilcox
Wesley M. Wilcox
-
Al Raymond
Principal- araymond@gswilcox.com
- (973) 538-0008 ext. 115
-
David J. Fryer
Principal- dfryer@gswilcox.com
- (973) 538-0008 ext. 126
-
Joseph N. Smerdon, Jr.
Principal- jsmerdon@gswilcox.com
- (973) 538-0008 ext.113
Al Raymond
Principal
As Principal of the firm, Al is in charge of underwriting, origination development and IT management. He oversees all executive summaries and loan submissions and acts as liaison between the borrower and lender from application to commitment. Al is also responsible for keeping track of the local real estate markets.
Al has been with the firm since 1997, and has worked in commercial banking since 1989. A licensed Real Estate Salesperson in the state of New Jersey and a graduate of Saint Peter’s College with a BS degree in Economics, Al resides in Morris County with his wife and two children.
He is a former coach and Board Member/Treasurer of the Jefferson Youth Football League. Al can be reached at (973) 538-0008 ext. 115 or araymond@gswilcox.com.
- araymond@gswilcox.com
- (973) 538-0008 ext. 115
David J. Fryer
Prinicpal
David has been a Principal since 1998 and provides advice and placement of commercial real estate capital to clients who include some of the region’s leading private owners, REITs and funds. David credits his success in this industry to the relationships fostered on both sides of the transactions.
He is a graduate of Samford University and a licensed Real Estate Salesperson in New Jersey. David is active with IOREBA, NAIOP and ICSC. He is also involved with Friends of the Upper Delaware River, an advocacy group working for the preservation of this great resource.
David resides in Morris County and enjoys fly fishing and golf. David can be reached at (973) 538-0008 ext. 126 or dfryer@gswilcox.com.
- dfryer@gswilcox.com
- (973) 538-0008 ext. 126
Joseph N. Smerdon, Jr.
Principal
Joe has been an integral part of the firm since its founding in 1994. As Principal in Charge of Operations, he oversees all loan closings, manages the firm’s $1.5B servicing portfolio and internal management functions in addition to accounting and human resources.
Joe holds degrees in Management and Accounting, and contributes his skilled expertise to many other special projects for G.S. Wilcox & Co. He is a licensed Real Estate Salesperson in the state of New Jersey, and lives in Somerset County with his wife and two children.
Joe can be reached at (973) 538-0008 ext.113 or jsmerdon@gswilcox.com.
- jsmerdon@gswilcox.com
- (973) 538-0008 ext.113
Al Raymond
David J. Fryer
Joseph N. Smerdon, Jr.
-
John Cree
Senior Financial Analyst- jcree@gswilcox.com
- 973-538-0008 x116
-
Will Gallagher
Senior Financial Analyst- wgallagher@gswilcox.com
- (973)-538-0008 ext. 131
-
Nicole Jacobs
Senior CRE Legal & Mortgage Loan Closing Manager- njacobs@gswilcox.com
- (973)-538-0008 ext. 129
John Cree
Senior Financial Analyst
As Senior Financial Analyst to the Origination Department, John coordinates the underwriting, marketing, and research functions of the firm. He is responsible for developing new client relationships and managing existing ones.
Prior to joining G.S. Wilcox & Co. full time in 2019, he interned at the firm as well as in the Investment and Banking Products division at Bank of America Merrill Lynch. John holds a B.A. in International Relations from Bucknell University concentrated in Global Development and Sustainability. John also minored in French at Bucknell and holds a DELF B2 – Independent User designation (working proficiency) in the language.
John is a licensed Real Estate Salesperson in the State of New Jersey. He can be reached at 973-538-0008 x116 or jcree@gswilcox.com.
- jcree@gswilcox.com
- 973-538-0008 x116
Will Gallagher
Senior Financial Analyst
As a Senior Financial Analyst for the Originations team, Will is tasked with assisting with all facets of the origination process. These tasks include detailed market analysis, underwriting, preparing in depth offering memorandums, and supporting the transaction through the closing process. He also helps track G.S. Wilcox & Co’s lending network. Will began gravitating towards Real Estate Finance after shadowing his brother at Monarch Investment & Management Group.
He graduated in 2017 from Bergen Catholic High School and in 2021 cum laude from Bucknell University. At Bucknell he earned a BSBA in Accounting & Finance with a concentration in Finance and coursework in Real Estate and Data Analytics. During Will’s Junior spring semester, he studied abroad in Prague, Czech Republic.
In 2023, Will was selected by the Meadowlands Chamber in their “50 under 30” emerging leaders. He is a licensed Real Estate Salesperson in the State of New Jersey. Will can be reached at (973)-538-0008 ext. 131 or wgallagher@gswilcox.com.
- wgallagher@gswilcox.com
- (973)-538-0008 ext. 131
Nicole Jacobs
CRE Legal & Mortgage Loan Closing Manager
As Senior CRE Legal & Mortgage Loan Closing Manager, Nicole coordinates all aspects of the closing process once a deal has been committed through closing. She handles the company’s legal document review and works within the servicing department to handle various loan servicing duties including insurance, UCCs, post-closing obligations, loan events, and the annual inspection process. Nicole began her real estate career working at Max Spann Real Estate & Auction Co. throughout college followed by a long-standing position at The Silverman Group as their Director of Project Management.
Nicole graduated from University of Vermont in 2014 with a major in Japanese language and a minor in biology. When she is outside of work, she enjoys crafting, baking, and spending time outside with her two dogs. She can be reached at (973) 538-0008 ext. 129 or njacobs@gswilcox.com
- njacobs@gswilcox.com
- (973)-538-0008 ext. 129
John Cree
Will Gallagher
Nicole Jacobs
-
Gretchen S. Wilcox
President and Founder -
Bridget B. Wilcox
Partner -
Wesley Wilcox
Partner -
Al Raymond
Principal -
David J. Fryer
Principal -
Joseph N. Smerdon, Jr.
Principal -
John Cree
Senior Financial Analyst -
Will Gallagher
Senior Financial Analyst -
Nicole Jacobs
Senior CRE Legal & Mortgage Loan Closing Manager
Gretchen S. Wilcox
President and Founder
Gretchen S. Wilcox
President & Founder
Gretchen S. Wilcox founded G.S. Wilcox & Co. in 1994, becoming the first woman in the nation to open a commercial real estate mortgage banking firm. Gretchen has grown the firm to become one of the most successful independently owned commercial mortgage banking firms in the country with a loan servicing portfolio of over $1.6 billion. She has regularly been designated as the top loan producer for numerous local, regional, and national lenders. Additionally, the firm still remains the only female founded commercial mortgage banking firm in the nation.
Gretchen remains actively involved in all aspects of the business and guides the team towards achieving any objectives their clients set forth. Gretchen is or has also been involved in numerous industry organizations throughout her career. She has served on the National Board of NAIOP and was a Trustee for its New Jersey Chapter for 15 years. Gretchen also previously served on the Board of Directors for the New Jersey Chamber of Commerce for more than a decade and has been involved with the Meadowlands Chamber of Commerce, IOREBA, ULI, the Advisory Board for the Rutgers Center for Real Estate, and the Mortgage Bankers Association. Furthermore, she has regularly been recognized by numerous publications, to include NJ Biz, ROI-NJ, and Real Estate NJ, as one of the most influential people in New Jersey real estate and business. In 2024, she was featured as one of the top 60 most influential people in business in New Jersey by ROI-NJ and was also named as the most influential woman in business in the state.
Due to her robust track record and status as a trail blazer in the industry, Gretchen is regularly featured as a speaker/panelist at numerous industry/state events. She has also been the recipient of some the industry’s top awards which include the Financial Tribute Award (Boy Scouts of America, 2008), Community Impact Award (Crossing Boarders, 2009), the Pillar Award (NAIOP, 2011), Industry Service Award (NAIOP, 2019), Legacy Award (Meadowlands Chamber of Commerce, 2022), Hall Fame Inductee (NAIOP, 2022), and the Champions of the C-Suite Award (ROI-NJ/NJ Chamber of Commerce, 2023).
Gretchen is equally passionate about helping child-victims of domestic violence. In 1998 she created The Daniel J. Wilcox Memorial Fund, in honor of her late husband, to send children to The Daniel J. Wilcox Camp Hope in partnership with Jersey Battered Women’s Service (JBWS). Gretchen is a graduate of Babson College with a double major in Finance and Quantitative Methods.
She can be reached at gwilcox@gswilcox.com or 973-538-0008 x111.
Bridget B. Wilcox
Partner
Bridget B. Wilcox
Partner
As a Partner at G.S. Wilcox & Co., Bridget is responsible for assisting with managing the firm’s operations and originating debt and equity financings. She is also tasked with growing the firm’s client base and expanding the firm’s capabilities.
Bridget is a licensed Real Estate Salesperson in New Jersey. Prior to joining G.S. Wilcox & Co., she worked as a real estate investment analyst at Loews Corporation where she underwrote, negotiated, and closed over $450M of commercial mortgage loans.
Before Loews, Bridget was an analyst in UBS’s highly selective two year rotational Wealth Management Graduate Training Program. She holds a Master’s degree in Real Estate Development from Columbia University in addition to a Bachelor’s degree in Business Management and Minor in Chinese from Bucknell University where she also captained the women’s golf team to its first NCAA Patriot League Championship her senior year. She still holds the school record for the lowest 18-hole round at 3 under par (69).
Bridget is currently co-chair of NAIOP NJ’s Developing Leaders Committee and a member of the Morris Arts Board of Trustees. In addition to her passion for golf, Bridget enjoys hiking in the Adirondacks and traveling. She resides with her husband Glen and daughter Scarlett in Bernardsville, NJ. Bridget can be reached at (973) 538-0008 ext. 133 or bwilcox@gswilcox.com.
Wesley Wilcox
Partner
Wesley Wilcox
Partner
As a Partner at G.S. Wilcox & Co., Wesley assists with the origination and overall business functions of the firm. He is charged with expanding the firm’s client relationships as well as leading several new initiatives for the firm. Prior to joining G.S. Wilcox & Co., he worked as a financial analyst in the Institutional Properties Group at CBRE and at Bank of America Merrill Lynch as a Program Analyst in the Financing and Futures Department.
Wesley is a licensed Real Estate Salesperson in New Jersey. He has held a leadership position for several years with NAIOP and serves as a Trustee for the New Jersey chapter. Wesley is also involved with ULI’s Young Leaders as well as the Meadowlands Chamber of Commerce. He is active with several philanthropic organizations including the Jersey Women’s Battered Shelter (JBWS) and the Washington Association of New Jersey. He holds a Master’s degree in Real Estate Finance from New York University and a Bachelor’s degree in Business Administration from Bucknell University.
Wes is an avid fly fisherman who also enjoys playing golf and traveling. Wesley can be reached at (973) 538-0008 ext. 124 or wwilcox@gswilcox.com.
Al Raymond
Principal
Al Raymond
Principal
As Principal of the firm, Al is in charge of underwriting, origination development and IT management. He oversees all executive summaries and loan submissions and acts as liaison between the borrower and lender from application to commitment. Al is also responsible for keeping track of the local real estate markets.
Al has been with the firm since 1997, and has worked in commercial banking since 1989. A licensed Real Estate Salesperson in the state of New Jersey and a graduate of Saint Peter’s College with a BS degree in Economics, Al resides in Morris County with his wife and two children.
He is a former coach and Board Member/Treasurer of the Jefferson Youth Football League. Al can be reached at (973) 538-0008 ext. 115 or araymond@gswilcox.com.
David J. Fryer
Principal
David J. Fryer
Prinicpal
David has been a Principal since 1998 and provides advice and placement of commercial real estate capital to clients who include some of the region’s leading private owners, REITs and funds. David credits his success in this industry to the relationships fostered on both sides of the transactions.
He is a graduate of Samford University and a licensed Real Estate Salesperson in New Jersey. David is active with IOREBA, NAIOP and ICSC. He is also involved with Friends of the Upper Delaware River, an advocacy group working for the preservation of this great resource.
David resides in Morris County and enjoys fly fishing and golf. David can be reached at (973) 538-0008 ext. 126 or dfryer@gswilcox.com.
Joseph N. Smerdon, Jr.
Principal
Joseph N. Smerdon, Jr.
Principal
Joe has been an integral part of the firm since its founding in 1994. As Principal in Charge of Operations, he oversees all loan closings, manages the firm’s $1.5B servicing portfolio and internal management functions in addition to accounting and human resources.
Joe holds degrees in Management and Accounting, and contributes his skilled expertise to many other special projects for G.S. Wilcox & Co. He is a licensed Real Estate Salesperson in the state of New Jersey, and lives in Somerset County with his wife and two children.
Joe can be reached at (973) 538-0008 ext.113 or jsmerdon@gswilcox.com.
John Cree
Senior Financial Analyst
John Cree
Senior Financial Analyst
As Senior Financial Analyst to the Origination Department, John coordinates the underwriting, marketing, and research functions of the firm. He is responsible for developing new client relationships and managing existing ones.
Prior to joining G.S. Wilcox & Co. full time in 2019, he interned at the firm as well as in the Investment and Banking Products division at Bank of America Merrill Lynch. John holds a B.A. in International Relations from Bucknell University concentrated in Global Development and Sustainability. John also minored in French at Bucknell and holds a DELF B2 – Independent User designation (working proficiency) in the language.
John is a licensed Real Estate Salesperson in the State of New Jersey. He can be reached at 973-538-0008 x116 or jcree@gswilcox.com.
Will Gallagher
Senior Financial Analyst
Will Gallagher
Senior Financial Analyst
As a Senior Financial Analyst for the Originations team, Will is tasked with assisting with all facets of the origination process. These tasks include detailed market analysis, underwriting, preparing in depth offering memorandums, and supporting the transaction through the closing process. He also helps track G.S. Wilcox & Co’s lending network. Will began gravitating towards Real Estate Finance after shadowing his brother at Monarch Investment & Management Group.
He graduated in 2017 from Bergen Catholic High School and in 2021 cum laude from Bucknell University. At Bucknell he earned a BSBA in Accounting & Finance with a concentration in Finance and coursework in Real Estate and Data Analytics. During Will’s Junior spring semester, he studied abroad in Prague, Czech Republic.
In 2023, Will was selected by the Meadowlands Chamber in their “50 under 30” emerging leaders. He is a licensed Real Estate Salesperson in the State of New Jersey. Will can be reached at (973)-538-0008 ext. 131 or wgallagher@gswilcox.com.
Nicole Jacobs
Senior CRE Legal & Mortgage Loan Closing Manager
Nicole Jacobs
CRE Legal & Mortgage Loan Closing Manager
As Senior CRE Legal & Mortgage Loan Closing Manager, Nicole coordinates all aspects of the closing process once a deal has been committed through closing. She handles the company’s legal document review and works within the servicing department to handle various loan servicing duties including insurance, UCCs, post-closing obligations, loan events, and the annual inspection process. Nicole began her real estate career working at Max Spann Real Estate & Auction Co. throughout college followed by a long-standing position at The Silverman Group as their Director of Project Management.
Nicole graduated from University of Vermont in 2014 with a major in Japanese language and a minor in biology. When she is outside of work, she enjoys crafting, baking, and spending time outside with her two dogs. She can be reached at (973) 538-0008 ext. 129 or njacobs@gswilcox.com