Terms of Use

Effective Date: November 2, 2026

These Terms of Use govern access to and use of gswilcox.com, the website of G.S. WILCOX (“we,” “us,” or “our”). Please read these terms before using the website. If you do not agree to these terms, please discontinue use.

This website provides general information about G.S. WILCOX, our services, team, transactions, and company news.

Website content is provided for informational purposes. It is not a substitute for advice specific to your property, financing needs, investment objectives, or circumstances.

Information on this website does not constitute a commitment to lend, arrange financing, provide equity, purchase or sell property, or enter into a business relationship.

Descriptions of financing programs, loan amounts, structures, and terms are general in nature. Availability depends on lender requirements, underwriting, due diligence, market conditions, and transaction-specific factors.

Nothing on this website constitutes an offer to sell or a solicitation to purchase securities. Any applicable investment opportunity would be subject to separate documentation and legal requirements.

Submitting an inquiry does not establish a brokerage, advisory, fiduciary, or other professional relationship. The scope and terms of any engagement will be addressed separately.

Treasury yields, interest rates, market indicators, and related information displayed on this website are provided for reference only.

Market information may be supplied by third parties, may be delayed, and may change without notice. Displayed benchmarks are not quotes or rate-lock commitments for a particular transaction.

Actual financing rates and terms depend on factors including the property, borrower qualifications, loan structure, lender requirements, and conditions at the time of commitment.

Contact our team to discuss financing options for your specific transaction.

Website content does not constitute legal, tax, accounting, or individualized investment advice.

You should consult appropriate professional advisors before making decisions concerning a property, financing arrangement, investment, or business transaction.

Featured transactions illustrate selected prior work. They do not guarantee that similar financing, terms, or results will be available for another transaction.

Transaction amounts, property details, company statistics, awards, and news items reflect the circumstances or reporting period associated with that information. Archived content may no longer reflect current conditions.

Services described on this website are subject to availability and applicable licensing and regulatory requirements. Not every service or financing program is available for every property, client, or location.

Contact our team to confirm which services are available for your needs.

You may use this website for lawful purposes, including learning about our services and contacting our team.

You agree not to:

• Attempt to gain unauthorized access to website systems, accounts, or data
• Introduce malicious software or interfere with website operation
• Submit fraudulent, misleading, or unlawful information
• Impersonate another person or misrepresent your affiliation
• Use website forms or published contact information to distribute spam
• Collect personal information from the website for unlawful purposes
• Copy or use website materials in violation of applicable intellectual property rights

Unless otherwise identified, the text, graphics, photographs, logos, and other materials on this website are owned by G.S. WILCOX or used with permission.

You may view and print reasonable portions of the website for personal or internal business reference, provided you retain applicable ownership notices.

Except as permitted by law or with the rights holder’s permission, you may not reproduce, republish, distribute, modify, or commercially exploit website materials.

Third-party names, trademarks, logos, and content remain the property of their respective owners. Their appearance does not grant permission to use them or imply an endorsement beyond any relationship expressly described.

When contacting us, provide accurate information and submit only material you are authorized to share.

Do not send Social Security numbers, bank account details, confidential financial documents, or other sensitive information through a general website inquiry form. Contact our team for an appropriate method of providing transaction materials.

Submitting an inquiry does not guarantee a response within a particular timeframe, acceptance of an engagement, or approval of financing.

Our handling of personal information is described in our Privacy Policy and any applicable engagement documents.

This website may link to external publications, social media platforms, lender websites, and other third-party resources. It may also include embedded videos, podcasts, or market data.

We do not control third-party websites or services and are not responsible for their content, availability, security, or practices. Your use of those services is subject to their respective terms and privacy policies.

Links and embedded content are provided for convenience and information.

Please review our Privacy Policy for information about how we collect, use, and disclose website information, including information collected through Google Analytics.

These Terms of Use do not replace any consent required for cookies, tracking technologies, or other personal information processing.

We make reasonable efforts to maintain useful and accurate website content, but information may contain errors, omissions, or outdated details.

To the extent permitted by applicable law, the website is provided on an “as is” and “as available” basis, without warranties concerning its accuracy, completeness, uninterrupted availability, or suitability for a particular purpose.

We may correct, update, suspend, or remove website content or features. Nothing in these terms excludes any warranty or obligation that cannot lawfully be excluded.

To the extent permitted by applicable law, G.S. WILCOX will not be liable for indirect, incidental, special, or consequential damages arising from use of, or inability to use, this website.

This limitation does not exclude or restrict liability that cannot lawfully be excluded or restricted, including liability for fraud or willful misconduct where applicable.

Separate written agreements govern liability associated with services provided under those agreements.

Any financing, brokerage, servicing, or other professional engagement may be governed by separate written agreements.

If these website terms conflict with an applicable signed agreement, the signed agreement controls with respect to that engagement.

We may revise these Terms of Use as the website, our services, or legal requirements change. Revised terms will be posted on this page with an updated effective date.

Changes are intended to apply prospectively. We will provide additional notice or obtain agreement where required by applicable law.

If a provision of these terms is found unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

For questions about these Terms of Use, please contact:

G.S. WILCOX
360 Mt. Kemble Ave.
Suite 3002
Morristown, NJ 07960